LAST STEP BEFORE THE READ

Last step. Then we read the return you hate.

Times are on the calendar underneath this. Take whichever one suits you, then send last year's return when you get a minute, because Steven Palmieri would rather read it cold than have you describe it to him. Twenty minutes later you will know which part of that bill was avoidable, which part was always going to be yours, and what is left to decide before the end of December. Should the embedded calendar refuse to load, the link beneath it opens the same times in a new tab, and the phone number works too.

JUMP TO THE CALENDAR

Your free Second Look, twenty minutes